Tuesday, December 28, 2010

Earning Degrees Online

Traditionally, people who are becoming more independent go on to acquire educational degrees, become engrossed in higher learning after high school. Some even go on to study even higher degrees, like business school, medical school, law school, etc. Now when we think of these degrees, we usually picture people who are in their 20s, have young, noncommittal lives, the freedom & the time to attend any school they wish, and/or physically move to the location of their choice. So that goes with the traditional idea of education, attend some formal institution of higher learning, physically sit at a desk to attend classes for a few years, that type of thing.
Since education, in this land of opportunity, is something that is 'never too late' to accomplish, there are many people who attend community college after they raise children, are of an older generation, et cetera. I agree that it's never too late to chase your dreams, especially education. It's one of those 'products' that gets better with age. Education that you receive in the present, with the most up-to-date information, is better than information that students received decades ago. At least, by my standards, this is what I expect out of education. So more recently, online degrees or attending classes over the internet, has become a growing trend. Some people label this type of schooling as informal and kind of a waste of money, because they're not really accredited institutions. That is true in the sense that most learning over the internet does not have the same reputation as an upstanding, brand-name university. But I thought about it and the majority of people don't come from brand-name schools, so we do not get to enjoy that brand name label anyway. Another thing that made me more interested in online classes was when I thought back to my undergrad years and how I actually studied. I used a lot of resources, mostly from lectures & notes posted by my professor over the school's intranet. Whatever information I wanted, but did not have immediate access to, I would just search it up on the internet. If I still had trouble grasping a concept, I would go to the professor or teaching assistant's office hours and ask more specific questions.
That made me realize that most of our information comes from the internet. It's getting to the point where the world wide web is today's first and probably, best resource when it comes to acquiring information. Yes, I attended classes in person (most of the time), but when I studied, I would first refer back to notes I took in class, go over the homework, and so on. As far as using the actual textbooks, it was more of a last resort. So that makes me wonder how different can it be to actually physically attend a university as opposed to obtaining education via an online institution, when considering most of our information comes from the internet anyway? Practically anyone who can afford a college education most definitely can afford an internet connection. Furthermore, many upstanding institutions are creating online degrees, like Notre Dame and Northwestern, I believe. I read an article about these name brand schools who produce online degrees and I tried to find it again, but sadly I could not. More pros about online schooling: this concept completely strips away the confines of a traditional classroom, with blackboard, seats, blah blah. You don't have to worry about classes filling up, as long as the servers allow enough people to sign into a podcast or live lecture, you get into the class. So you can chill out in your pajamas, eat a snack, while engaging in education. If there's bad rain or other less than wonderful types of weather, you don't have to bear it, because you are learning in the comfort of your own home. This is just what people need if they need to raise a family, work during the day, and genuinely want to pursue education.
Now I also have cons, of course. First of all, there's no face time with your professor and it is very difficult to engage with your classmates or peers. These online classes are another result of the digital revolution putting us into our wifi bubbles, sans physical human interaction. Ito also makes us more dependent on our internet connections. Without it, we're all so lost, like unable to explore, unable to make decisions, unable to be productive, or a herd of lost sheep, or deer in the headlights. I think I'm probably not the only person who feels this way. I mean, think about how your office would feel if the internet connection went out. Anyways, I'm not against our love/love relationship with the internet. My point is that without the internet connection, there is no online education. Also, some people feel that when they are at home, they feel inclined to make themselves too comfortable, and are then too distracted to actually force themselves to learn. Another thing about less of an upstanding reputation with online degrees, some of them are definitely not professional institutions for people to LEARN. They run their programs like a business, and that is essentially what it is, They are out to get money and spam our inboxes with junk mail. When I see spam letters like this, my brief glance already informs me that their idea of education is to rush an unsuspecting soon-to-be "student" into paying lots of fees and whatnot before they even know what the curriculum is going to be like.
Now as wonderful as the internet is (people can even become ordained as legitimate ministers over the internet), just imagine what kind of degrees you can legitimately learn over the internet. The type where it is a lot of text, and images supplement the learning, right? Well, of course. The more hands on type of education you cannot get over the internet. Like, being a mechanic, or a heart surgeon. You need to learn and see, and try to know if you CAN do these things and if you CAN be good at it. Even if a degree requires a lot of reading and not a lot of hands-on interaction, some things are better learnt in person. Can you imagine being in an unsavory lawsuit and hiring a lawyer who obtained his degree online? It's a little strange.
Now I've blabbered on long enough. I've even bored myself. I wonder how bored I will be reading this when I'm old.

Sunday, December 26, 2010

don't look a gift horse in the mouth or whatever that saying is & what the heck it means

On xmas morning, wild 94.9: "If you get a whack gift, go return it. Don't feel bad. Go get the money and get what you really want." How wise. Good idea, but easier said than done.So the holidays & xmastime is about giving. and I really appreciate all the gifts I got this year. I don't think I'm deserving of such generosity & kindness. I'm just going to make a note here of some of the cool gifts I got this year.

The sports bra wasn't a gift, but I guess this is stuff I'd use/wear while going for a quick run around the neighborhood. Now if you scroll down/up and around, you see the ipod nano, generation whatever 2010 new one w/ the clip & pedometer, great for jogging, some nike whatever the heck they are that are supposedly very lightweight and good running shoes, those tight pants that people use for running and/or biking that really hugs your bum. Thank you everyone very much! Now, I'm wondering, are the forces coming together and telling me I need to go running, get off my ass and get some exercise? errr yeah I should and with a waterproof jacket, I should not use the rain as an excuse.

On xmas day, I had red nails, got bored, put some green in there. Later that day, I built a lego castle w/ my cousin, whom I love and she is so adorable.

oh yeah got another piece of mail from my primary physician that says she is going to be on maternity leave....hrmm sounds familiar, I have still never met her before.

Thursday, December 2, 2010

economy moving forward?

There are some signs that show the economy is improving and moving forward. Last Friday might have been evidence that this spend, spend, spend culture is doing well, and all is fine. But wasn't that kind of what started the whole mess? Racking up debt that we (as individuals, as a nation, and a global community) could not easily repay and brought countless financial institutions to their knees and looking for a handout. Unless everyone that buys stuff nowadays does not use credit as a means of payment, and if so, they are entirely responsible enough to make payments in a timely manner. (in an ideal world, yes)
Well one fine example of an institution reaching for a life preserver was AIG, but is now showing promising signs - "AIG raises $2bil. in 1st bond sale since '08...bailout'
Source link: http://www.bloomberg.com/news/2010-11-30/aig-sells-2-billion-of-debt-in-insurer-s-first-offering-since-u-s-rescue.html
Perhaps people are getting antsy to put their cash somewhere with higher returns than we have seen from t-bills, or maybe it's the 'too-big-to-fail' mentality that we've encountered in the past year or so that makes people have faith in institutions with a 'brand name.' Their bond ratings are pretty high, as this article states.
In late 2008, when many banks were crashing around us, and people were losing confidence in their banks, those who still had income were looking for a safe place to put their paychecks, other than holding it as cash. Well I wasn't too worried about every bank going to hell, and bank runs are so 1929 haha, well it was more like I had no money to worry about anyway. At that time, it seemed like though the rates sucked, people were putting more faith in Treasury bonds than their own so-called 'free' checking accounts. What showed a minor bit of desperation was when Wachovia printed out thank you notes if you made a deposit, or at least that's what I heard.
Most people in the Eastern hemisphere, well and the West....ok, most people on the planet would say that the financial turmoil within the U.S. spurred the global financial crisis. U.S. bonds were like party favors, an obvious sign of trouble. and nobody is ever going to say that these were issued without any intent of repayment. It's one of those things that are never going to be clear-cut, but it's somewhat very, very likely to be true. I still don't think all the blame can be put on one country. What did everyone else, *ahem China cough* expect from these party favor bonds? Pretty suspicious that these bonds would definitely have issues with repayment, but it's not like these other countries were trying to be good Samaritans, lending a helping hand. Gee, could it because of changing exchange rates - a rising RMB, they were seeking an opportunity to tip the trade deficit back in their favor? Be a lender to the U.S., keep up the value of the USD, and in effect, keeping their exports relatively cheap. Be a major lender to the U.S., seek opportunity to control U.S. fiscal policy? That's just my way of saying everybody's at fault, we all contributed to the mess. But what the hell do I know? Honestly, I know jack squat and that's the painful truth.
Besides, unemployment rates are still high, last I checked. Truthfully, it's not that often, because it's depressing and I'd rather just have that little factoid in the back of my mind, sort of in a remote kind of way. Like how the U.S. kept the idea of World War II in a remote state of mind, because the majority of people didn't really want to get involved, until Japan sucked the U.S. in with some Pearl Harbor action.
For those who are employed, the gender wage gap may converge due to the Paycheck Fairness Act. Now I honestly don't really know what that is, except that it was not passed by Senate in Q4 2010?! To me, this screams regression. Is it or is not the goal of the free country to fight for equal rights?
http://www.pay-equity.org/
Aside from women getting screwed over, that's old news. Yes it is unfair to get paid less for doing the same job with the same experience, et cetera et cetera. Life isn't fair and it never has been, but the point is, we hope for improvement, because without hope, we'd all give up and complain to no end. (Wait, most of us do just sit on our asses and complain.)
Now, in a different sense, I think it's really difficult to put together a compensation package for any one person, even if you know the standard salary for a certain position. You have to look at a person's background, experience, competence level, and it all ties into commitment level. How long do you think this employee will stay at the job? That affects how much the raise will be. all my opinions, I don't really know what a business mgr or hr mgr really thinks of. They probably go by the book, and go off a checklist. It's so corporate to fit everything in a neat, tidy box.
How can someone managing a large team, in a busy city, demand heavily trafficky, et cetera, get the same compensation as someone whose work is not as high in demand, in a quieter town, and probably lives life in a lower stress environment? i.e. store mgr. in L.A. versus store mgr. in I don't know somewhere that's not a big cityish hub.
Since I can't seem to stay on one topic. Because it's all related, one way or another, everything is all connected. One topic brings me to another.
Cheap Chinese Labor - we love it. Some may complain, but come on? Where would we be without it? I think I'd end up naked. No just kidding, well I hope not, but surely my wardrobe would be a fraction of what it is now.
Is it just me or is apparel getting cheaper? Take for example, disposable fashion retailers. Forever21, say what you want about it, I'm sure something you own is from there. Most of their inventory is dirt cheap and that's what we love about it. I think it's even gotten cheaper. I remember when tank tops were 2 for $9. Now they're like $2.50 each or something like that. My recent purchases from there have a lot of Asian writing on the tags, like how to care for this item, and yadda yadda. That might not mean anything. Still, they have obviously expanded. Forever21 shops are everywhere, and they are now global, even in Asia. I know their products were originally mostly made in China, but since it's gotten even cheapER, I was wondering if maybe Forever21 has started picking up suppliers in Asia, which might be the cause of their cheapening inventory. Just a thought...

And....Yves Saint Laurent Tribute Platform Sandal in Black and Gold
my gosh I've had my eyes on these Yves Saint Laurent Tribute sandals for a couple years now. I know a while back, there were copies of these everywhere including, Steve Madden, debshops.com, et cetera et cetera. In fact, I think Steve Madden has one right now...
Steve Madden "DAARLING" T-Strap Sandals in black patent (Yves Saint Laurent Tribute knockoffs)
http://www.stevemadden.com/Item.aspx?id=51442&np=127_282-428_390
It's not an excellent copy. The ankle strap doesn't start with a twist. The platform in the front has a different shape. It just seems to have a different vibe, whereas the original is gorgeous in comparison.
Now I know I have enough shoes and I definitely do not need these sandals, but it's fun to have shoe eye candy and the knockoffs are fun to look for.
Copies may be harmful to the original designer who put all that work into creating a beautiful piece of art. It's just not fair that some other manufacturer is cranking them out at a fraction of the cost and taking larger fraction of the market share. But who's the real victim when the retail price is around $600?
Tomorrow is Friday. oh thank goodness.